Wednesday, September 16, 2009

The Infomercials and their hype

Is it me or does it bug you that the first thing you see when there is a infomercial about to start that states that the TV station showing these infomercials "is not responsible for the content" of what the infomercial says, which I say is bull. If we have to pay to be able to watch the station then that station thereby provided a service to the people that watch the station, and that should make them liable for the false advertising that that infomercial puts out, and that beings me to the reason for this article.

How many of you have seen the infomercial that the Danbury Mint show on various TV stations for the presidential dollars, and please remember this is just one mans opinion of what these infomercials seem to be. The Danbury  Mint is just the most recent one that I have seen, and they are starting to drive me crazy with the full of crap statements they are making. Since I am a coin collector it upset me that they stated that you can not find presidential dollars at a bank, well I called every bank in my small town and I called several banks in Memphis to include several of the major banks that are nationwide. All of the banks I called have these presidential dollars, but now for the key to what they would say is these are regarding the untrue statement is that there uncirculated dollars, well you can not get uncirculated dollars at any bank, you have to specially order them threw your bank. This is how you get them either in a full roll or a single coin, you can also contact the Treasury directly for the uncirculated coins as well. In the infomercial the woman in it states you can not find any of the presidential coins and then iterviews a bank manager, what a crock of out right lying to the consumer. You may have to do what I did to find the coins, I was told to call the main branch of my bank and a couple of the other local banks told me the same thing, and I found several of the Washington dollar to include full unopened rolls  from the mint.

Now on to the others, there is a saying out there if it is to good to be true then it probably is not true to start with. With that said then why are these infomercials allowed in the first place. I called the FCC, and tried to find out all I got told was I could file a complaint. This is an out rage that infomercials are even allowed. The one that gets to me the most is the Cash Flow Business, this one drives me insane, along with the others that are along the same line, the real estate one, and any other one that says, "stop living paycheck to paycheck" if you buy into these programs you better do your research first. Remember that the first thing you have to have for any kind of business is at a minimum of ten percent of the start up cost of any business, then you need an CPA (certified public accountant) next you need a lawyer to write out your contracts, and when that is done your going to need a tax id along with a business licenses, next you have to find investors to have on had to buy these so called cash notes, then you have to find these notes to buy, oh but wait the infomercial says that you can do all of this with the packet we sell you. but the packet is just the beginning, your going to have to go to seminars an sit on the phone in conference call classes. That is if you want to achieve the amounts that these people in the infomercial say they make.

There are hundreds of infomercials shown every day on TV but you might be surprised to learn no one really governs what it fact and what is a fictitious infomercial product, meaning that there is not one government body or some kind of company out there protecting the consumer. I called the U.S. Consumer Protection Agency, and spoke with a really nice lady that explained to me that it has never been set up to control infomercials. I wish I had gotten her name so I could call her back with more questions. I also called the U.S. Attorney Generals Office and talked to them about infomercials, and the man I spoke with told they get thousands of complaints everyday, I asked why isn't there a agency that governs the people that put out these infomercials, it is after all the Attorney Generals Office to help protect the consumer from these types of things, it is after all no better than having a thief reaching into your pocket and taking your money. I was told that it would be up to us the consumer to get an agency appointed to control these infomercials. Which these days we all know trying to get our congress and senate to do anything for the people to protect them is like pulling teeth out of the mouth of a mule with out using anesthetic.

So what do we do, to start protecting our selves from these fast talking people in these infomercials? I have only one way and that is no matter what else is on change the channel to anything but an infomercial and watch the show that is on till the infomercial is over and your show comes on, if your TV is not on that channel then the TV stations will get a clue there losing people to watch there station and when that happens they lose money because they lose clients base on ratings for the content on the station at that time, the more they lose the sonner these infomercials will not be on TV any more.

For the record it has taken me two months to put together this article in my spare time, and it is something that I felt needed to be said. Remember if it sounds to good to be true, do the research to find out if it is true, and even then it is still going to be a lot of work to do.
There is no such thing as the no capital, you have to pay out money to make money, and there is no way to get rich quick, and that is the thing that all these infomercials are counting on.


  

 





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